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Smalltox integrates Stripe credit card payments into its processes

In line with its distributed insurance architecture, Smalltox continues to integrate external specialist services. After integrating specialists in electronic signature (Yousign), contentious debt collection (Intrum), mail dispatch (MySendingBox), electronic cancellation and comparison services (Oggodata, Assurland, etc.), we are now integrating credit card payments with specialist Stripe. Stripe has the advantage of being able to create […]

The unfair refusal to cancel trend in the land of insurers

The implementation of the Résiliation Infra-Annuelle (RIA) and its extension to supplementary health insurance contracts has significantly increased competition in individual insurance. That was the goal and we can say, in this sense, that the objective has been achieved. This has consequently put pressure on insurers who are seeing the lifespan of their portfolios shrink. […]

New agreement rates for medical consultations by general practitioners and specialists

Since 11/01/2023, the rates for social security agreements for doctors in Metropolitan France are, for a coordinated basic consultation, in sector 1 and sector 2: Generalists: €26.50 (€31.50 for children under 6 years old); Specialists: 31,50 €. Particularities: Pediatricians 33,50 € for children aged 2 to 6 years; Psychiatrists, neuropsychiatrists or neurologists: €51.70; Specific consultation […]

Bickering on the rates of complementary health care in 2024

The supplementary health insurance organizations (France Assureurs, the Mutualité Française and the CTIP Technical Center of Welfare Institutions) noted with some concern that the benefits had seriously slipped in 2023 and that the 2024 trend was also very unfavorable. They have published several alerts in this regard (and here), which did not go unnoticed by […]

The Retail investment strategy project and its consequences for insurance distribution

Depuis sa publication le 24 mai 2023, le projet Retail investment strategy a fait couler beaucoup d’encre et provoqué de nombreuses réactions, notamment par France Assureur le 5 juin. MEP Stéphanie Yon-Courtina also published a report on the subject on 5 October. The main objective, which all stakeholders consider to be laudable, is to promote […]

Beware of insurance scams and how to protect yourself from them

The ACPR regularly warns the public and places it in a general manner against unauthorized actors or scams. The latest concerns Zebrance, a player located in the United States that offered automobile and multi-risk home insurance contracts: https://acpr.banque-france.fr/communique-de-presse/lacpr-met-en-garde-le-public-contre-les-activites-du-site-internet-zebrance-qui-commercialise-des This followed in particular the excellent article by 60 Million consumers on October 30, 2023, on the […]

News of the 2024 renewal for supplementary health insurance at Smalltox

The end-of-year excitement is in full swing. And it’s not just because of Christmas coming … What changes for next year : New CPAM reimbursement rates in 2024 ; The Monthly Social Security Ceiling (PMSS 2024), which should be set at €3,864 (or €46,368 for the annual PASS ceiling), up by 5.4%. Many supplementary health […]

Short de Prisca Rasamimanana : Chef du departement AMOA de Smalltox

Prisca is the head of the Project Owner Assistance department (AMOA Assurance) at Smalltox. She describes in a short one-minute video the tasks of her department. It is a team of 4 people in 2023 who are in charge : Project management on business and functional aspects ; User training ; The support. The projects […]

Short de Sébastien Boutté DSI cofondateur at Smalltox

Sébastien Boutté, Director of Information Systems at Smalltox, presents in 1 minute what he does at Smalltox, the perspectives of his management and the challenges of IT at Smalltox, insurance software.   Sébastien is a computer engineer and is one of the best Java specialists in the field of non-life insurance. He continues to code, […]

Artificial intelligence doesn’t exist

You can relive AI specialist Luc Julia’s fascinating talk on the subject: What Luc Julia reminds us is that artificial intelligence is primarily used to make tools for very specific tasks. In the insurance sector, artificial intelligence (AI) has found its main uses in the following areas: Actuarial skills: AI can allow insurers to facilitate […]