FIDA: towards a new era of insurance and financial data?
FIDA (Financial Information Data Access) is an ambitious European initiative aimed at transforming data management and sharing in the financial sector, particularly in insurance. But what does this future directive really hide? What are the concrete benefits for policyholders? And what are the challenges for market players? Here’s how it works. FIDA’s goal: to liberate […]
Smalltox at Insurtech Insight 2025: Meet us in London on 19 and 20 March!
Smalltox is proud to announce its participation in Insurtech Insight 2025, one of the world’s largest insurance innovation events, to be held in London on 19 and 20 March 2025. The event will gather industry leaders to explore the trends, technologies and strategic opportunities shaping the future of insurance. A must-attend event for the insurance […]
Logistics as process optimization
Logistics is generally associated with the optimization of industrial or military processes. We’re thinking of lorries or trains carrying parts, ammunition and fuel. However, logistics is a concept that can be applied to services in general and insurance in particular. This is one of the specialties of Smalltox, which helps its customers and partners, distributors, […]
Insurance policy exclusions scrutinised by the Cour des Comptes and the ACPR
The Cour de Cassation (French Supreme Court) and the ACPR (French insurance regulator) have taken turns to examine the issue of insurance exclusions. Let’s remember 2 principles: : There are 2 types of exclusions: The first type of exclusions are all the legal exclusions, i.e. those of public order. These cover all cases that should […]
Issue accounting now available in Smalltox
As Smalltox is (among other things) a rate and contribution management tool, its primary objective is to ensure the collection of these contributions and their distribution to the entities for which the manager collects them (insurer, broker, assistance provider, subscribing association, etc.). Priority reporting is therefore naturally focused on the management of “pennies”, and therefore […]
Smalltox integrates Stripe credit card payments into its processes
In line with its distributed insurance architecture, Smalltox continues to integrate external specialist services. After integrating specialists in electronic signature (Yousign), contentious debt collection (Intrum), mail dispatch (MySendingBox), electronic cancellation and comparison services (Oggodata, Assurland, etc.), we are now integrating credit card payments with specialist Stripe. Stripe has the advantage of being able to create […]
Smalltox is to attend Insurtech Insight Europe London 2024 meeting
Smalltox has had the privilege of being invited to Insurtech Insight Europe 2024 by its CEO Kristoffer Lundberg and we will be attending the meeting on the 20th and 21rst of March 2024 in London, UK. Here is a quick description of the event by Kristoffer himself: “We are hosting Insurtech Insights, Europe’s largest Insurance […]
The unfair refusal to cancel trend in the land of insurers
The implementation of the Résiliation Infra-Annuelle (RIA) and its extension to supplementary health insurance contracts has significantly increased competition in individual insurance. That was the goal and we can say, in this sense, that the objective has been achieved. This has consequently put pressure on insurers who are seeing the lifespan of their portfolios shrink. […]
New agreement rates for medical consultations by general practitioners and specialists
Since 11/01/2023, the rates for social security agreements for doctors in Metropolitan France are, for a coordinated basic consultation, in sector 1 and sector 2: Generalists: €26.50 (€31.50 for children under 6 years old); Specialists: 31,50 €. Particularities: Pediatricians 33,50 € for children aged 2 to 6 years; Psychiatrists, neuropsychiatrists or neurologists: €51.70; Specific consultation […]
Bickering on the rates of complementary health care in 2024
The supplementary health insurance organizations (France Assureurs, the Mutualité Française and the CTIP Technical Center of Welfare Institutions) noted with some concern that the benefits had seriously slipped in 2023 and that the 2024 trend was also very unfavorable. They have published several alerts in this regard (and here), which did not go unnoticed by […]
